This belief must be neutralized in order to change conditions.

For example: A woman came to me saying a man had owed her a thousand dollars for years which she could not compel him to pay.

I said: "You must work on yourself, not the man," and gave her this statement: "I deny debt, there is no debt in Divine Mind, no man owes me anything, all is squared. I send man that man love and forgiveness."

In a few weeks she received a letter from him saying he intended to send the money and in about a month came the thousand dollars.

If a student owes money, change the statement: "There is no debt in Divine Mind, therefore, I owe no man anything, all is squared.

All of my obligations are now wiped out, under grace in a perfect way."

I deny debt, there is no debt in Divine Mind, therefore, I owe no man anything. All obligations are now wiped out under grace in a miraculous way.